Protect your camper, trailer or motorhome
Whether you have a big, luxurious motorhome or a small pop-up trailer, when it’s time for your vacation, you don’t need to stress about your coverage. We understand that you’ve poured your heart into your motorhome and can help you find insurance solutions for the distinctive needs of your camper.
Motorized RVs need coverage the same way your car does, RV insurance includes collision coverage, comprehensive coverage and liability coverage, but goes further to protect your personal effects, upgrades and travel. Towable campers and fifth-wheel trailers have fewer requirements, but should have liability coverage as well. Your agent will help you determine the right policy for you based on your vehicle, usage and budget.
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Coverage for Motorized Campers
Regardless of fault, collision coverage applies to damage incurred from striking vehicles or objects or being struck by other vehicles. In the event of a total loss, there are several pay-out options, ranging from actual cash value to full replacement costs.
Comprehensive coverage protects your car from events that are outside your control. Coverage includes windshield damage, vandalism, fire, accidents with animals, falling trees and natural disasters.
Coverage for damage to other vehicles, property and medical expenses for other drivers, passengers or pedestrians when you are at fault. Talk to your agent about an Umbrella Policy to protect yourself against costs that exceed your policy limits.
Uninsured or Underinsured Motorist Coverage
With 1 in 8 drivers uninsured, it’s important to protect yourself from additional risk. With the right coverage, you won’t be left on the hook for unpaid bills, even if the driver at-fault is uninsured, or if their coverage limit is reached.
Additional Coverage Options
Using your RV more than half the year? The right policy may include some aspects of homeowner’s insurance.
Alternatively, if you’re done for the season, you may be able to save money while keeping your motorhome protected.
Custom Equipment Protection
Have you made modifications to your RV? Coverage for A/V upgrades, customization and more may be available.
Going to Mexico or elsewhere abroad? Ask about how to find coverage for your big adventure.
If your motorhome is financed, GAP Insurance can cover the difference between the pay-out amount and your outstanding balance.
Get help 24/7 with a flat tire, dead battery or more. Policies vary by carrier, but your agent will be able to tell you more about how you’re covered.
Save By Bundling
Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.