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Umbrella Insurance When you want more than just home or auto coverage.

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We search for the best insurance at the best price from top-rated carriers.

98%
Customer Satisfaction Rate as seen in these reviews**

We’ve helped thousands find the perfect insurance and we’d like to help you too.

  • Our team was amazing, everyone was willing to go the extra mile for us…

    We had many questions and need a lot of guidance through the process. Our team was amazing, everyone was willing to go the extra mile for us. We always had an answer to our questions and were provided with all the tools necessary to make the right choice.”

    Katherine L Verified Customer
  • Great rate. Wonderful customer service…

    Great rate. Wonderful customer service. Answer all my questions expeditiously especially since I am purchasing property out of state. Highly recommended. Everything done over the computer and phone with my information secure. Thank you.”

    Elaine W Verified Customer
  • The whole process has been extremely easy…

    First time home buyer, and the whole process has been extremely easy for me with your help.”

    Clark R Verified Customer

Umbrella insurance basics

If you are determined to be at-fault in a major accident, loss of life or permanent disablement claims could easily result in lawsuits worth millions of dollars. After exhausting your maximum coverage, plaintiffs could come after your assets and even garnish your wages for years to come. Most umbrella policies start with a one-million-dollar limit, with million-dollar increments up to five or ten million in coverage. This coverage requires and supplements an existing policy, typically home, auto or boat, and is only applied once the liability limit is reached.

Property & injury

If property or medical claims exceed your original policy, umbrella policy will supplement your coverage.

Legal fees

Coverage for legal counsel and court fees is provided in the event of a lawsuit.

Tenant damage

In the event your renters cause excess damage, your policy can help you restore your property.

Libel, slander or defamation of character lawsuits

Umbrella policies provide protection for many liabilities not outlined in typical liability plans.

Supercharge your policies

Supplements your existing personal policies — home, auto and more.

You could save up to 20% on your insurance by bundling

Save with a multi-policy discount when combining auto, home, renters and condo insurance.

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