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Boat insurance basics
For all you’ve put into your boat and for everything you get out of it, a great policy is an affordable and responsible choice. When accidents happen, it’s our goal to get you up and running so you can get back to doing what you love.
Property coverage
Your boat, motor, trailer and other boating or sports equipment is protected from a variety of events, including theft, collision and storm damage.
Personal liability
Liability covers damage to property, including other boats, as well as medical expenses for others if you are at fault. Talk to your agent about an Umbrella Policy to protect yourself against costs that exceed your policy limits.
Medical payments
Medical bills for yourself, your passengers and others if you’re involved in an accident.
Uninsured watercraft coverage
Boat insurance doesn’t have legal mandates the same way car insurance does, so protection from additional risk is even more important. The right coverage won’t leave you with unpaid bills.
Optional coverages
Discover additional coverage options to ensure that all of your individual insurance requirements are covered.
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GAP insurance
If your boat is financed, GAP Insurance can cover the difference between the appraised value and your outstanding balance.
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Emergency services
Don’t get left stranded! Get coverage for towing, labor, fuel, dead battery and more. Policies vary by carrier, but your agent will be able to tell you more about how you’re covered.
You could save up to 20% on your insurance by bundling
Save with a multi-policy discount when combining auto, home, renters and condo insurance.