Keep your sailboat, motorboat or personal watercraft in ship shape
Our sales team at Guaranteed Rate Insurance understands that being out on the water is your passion. For all you’ve put into your boat and for everything you get out of it, a great policy is an affordable and responsible choice. When accidents happen, it’s our goal to get you up and running so you can get back to doing what you love.
Your Guaranteed Rate Insurance specialist will compare your coverage options based on the type of watercraft you own, where you boat and what your needs are. If you ever need to file a claim, your agent is just a phone call away.
Get a boat insurance quote
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Understand Your Coverage
Your boat, motor, trailer and other boating or sports equipment will be protected from a wide variety of events, including theft, collision and storm damage.
Liability covers damage to property, including other boats, as well as medical expenses for others if you are at fault. Talk to your agent about an Umbrella Policy to protect yourself against costs that exceed your policy limits.
Medical bills for yourself, your passengers and others if you’re involved in an accident.
Uninsured Watercraft Coverage
Boat insurance doesn’t have legal mandates the same way car insurance does, so protection from additional risk is even more important. With the right coverage, you won’t be left on the hook for unpaid bills.
Additional Coverage Options
If your boat is financed, GAP Insurance can cover the difference between the appraised value and your outstanding balance.
Don’t get left stranded! Get coverage for towing, labor, fuel, dead battery and more. Policies vary by carrier, but your agent will be able to tell you more about how you’re covered.
Save By Bundling
Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.