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Vacation Home Insurance We’ll treat your second home like it’s our first priority.

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We search for the best insurance at the best price from top-rated carriers.

98%
Customer Satisfaction Rate as seen in these reviews**

We’ve helped thousands find the perfect insurance and we’d like to help you too.

  • Our team was amazing, everyone was willing to go the extra mile for us…

    We had many questions and need a lot of guidance through the process. Our team was amazing, everyone was willing to go the extra mile for us. We always had an answer to our questions and were provided with all the tools necessary to make the right choice.”

    Katherine L Verified Customer
  • Great rate. Wonderful customer service…

    Great rate. Wonderful customer service. Answer all my questions expeditiously especially since I am purchasing property out of state. Highly recommended. Everything done over the computer and phone with my information secure. Thank you.”

    Elaine W Verified Customer
  • The whole process has been extremely easy…

    First time home buyer, and the whole process has been extremely easy for me with your help.”

    Clark R Verified Customer

Vacation home insurance basics

When you’re serious about taking time off, you don’t need to stress about coverage. A homeowners policy for your second home is similar to your policy on your primary residence, but may come with different risks. Common features of vacation homes — like a pool or waterfront access — may incur additional costs, and coverage is sometimes limited to specific events.

Dwelling

Protects your vacation home in the event of fire, vandalism or another unexpected event.

Other structures

Your garage, boat house, gazebo and other structures on the property are covered from wind, hail and any other damage.

Personal property

Belongings, like furniture or clothes, can be replaced if stolen or destroyed.

Displacement

Temporary living costs, like food and hotels, are covered while your home is being restored.

Liability

If someone is injured or if property is damaged, your assets are protected from any lawsuits.

Additional coverage options

Discover additional coverage options to ensure that all of your individual insurance requirements are covered.

  • Extended or guaranteed replacement

    If rebuilding after a loss may exceed the estimated value or your home, consider additional coverage. An Extended Replacement endorsement will cover up to 25% more than the estimated value and Guaranteed Replacement goes even further to put your place back the way it was.

  • Service line coverage

    The homeowner is typically responsible in the event of damage to utility lines entering your home. Coverage for Service Lines will help to pay for repairs to sewer lines, power lines and more.

  • Water backup coverage

    Due to aging sewer systems and new home construction, unexpected drain backups are increasingly common. A Water Backup add-on provides coverage for damage to walls, floors, furniture and more.

You could save up to 20% on your insurance by bundling

Save with a multi-policy discount when combining auto, home, renters and condo insurance.

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