Renters Insurance

A renters policy goes further than you might think

Renters policies are extremely affordable and help you replace your belongings and restore your life after an unforeseen disaster. More than half of all renters don’t have a policy covering their belongings, even though it is commonly required in lease agreements. Your personal property is not covered by your landlord’s property insurance, and the right policy will help you find a place to stay if your residence becomes unlivable.

Guaranteed Rate Insurance works with the country’s top insurers to find you great coverage at competitive rates. When you need to file a claim, or if you purchase a new car or home, your agent is always available to help.

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Renters Insurance Basics

Personal Property

Your furniture, clothes and any other personal belongings can be replaced if stolen or destroyed
Your Policy Travels

Laptop stolen at the airport? Bike vandalized? Wherever you go, your stuff stays protected
Displacement

Temporary living costs, like food and hotels, are covered if your home becomes uninhabitable
Liability

If someone is injured or if property is damaged at your rental, your personal assets can be protected from any lawsuits

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

What our customers are saying...

In two words: Great service.

Soad K.
My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

Barbara L.
The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

Henry P.
Everyone I dealt with knew my name, knew my coverage, and answered my questions in terms I could grasp. No one tried to “sell” me. I will continue to do business with these people, now and in the future.

Christopher J.
A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

Geraldine P.
For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

Ryan K.
Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

James M.
“Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.“
— Cassie S.
“I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.“
— Krishan A.
“We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.”
— Erik D.
“What an amazing experience. The communication throughout was great. The sense of urgency and timeliness of the process was beyond what I expected!”
— Eric E.
“How can I better the best.”
— Jorge T.
“An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!”
— Terry D.