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Rental Property Insurance

Landlord coverage you need at a great price

Being a landlord isn’t always easy, but can be very rewarding. Rental Property Insurance coverage is similar to homeowners insurance, with protection from fire, wind, hail and more, but also meets certain liability requirements that come with rental property ownership.

Whether you live on-site or not, we have many options for insurance plans. Our insurance experts will find the right policy for your rental property. The bottom line matters when you depend on your rental income — want to save even more? Try bundling your landlord policy with your homeowners, auto or other insurance plans.

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Understand Your Coverage

  • Your house, condo or apartment building

    Protects your dwelling units in the event of fire, vandalism or another unexpected event.

  • Other Structures

    Your garage, fence or other structures on the property are covered from wind, hail and any other damage.

  • Vital Equipment

    You might keep your lawnmower, snowblower or other important tools on site. The right policy will help you protect the things you need.

  • Liability

    If someone is injured or if property is damaged, your assets are protected from any lawsuits.

Additional Coverage Options

  • Extended or Guaranteed Replacement

    If rebuilding after a loss may exceed the estimated value or your home, consider additional coverage. An Extended Replacement endorsement will cover up to 25% more than the estimated value and Guaranteed Replacement goes even further to put your place back the way it was.

  • Service Line Coverage

    The owner is typically responsible in the event of damage to utility lines entering your home. Coverage for Service Lines will help to pay for repairs to sewer lines, power lines and more.

  • Water Backup Coverage

    Due to aging sewer systems and new home construction, unexpected drain backups are increasingly common. A Water Backup add-on provides coverage for damage to your walls, floors and more.

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

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Specialty Insurance

What our customers are saying...

  • In two words: Great service.

    Soad K.

  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.

  • The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

    Henry P.

  • Everyone I dealt with knew my name, knew my coverage, and answered my questions in terms I could grasp. No one tried to “sell” me. I will continue to do business with these people, now and in the future.

    Christopher J.

  • A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

    Geraldine P.

  • For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

    Ryan K.

  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

    James M.

  • “Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.“
    — Cassie S.

  • “I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.“
    — Krishan A. 

  • “We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.”
    — Erik D. 

  • “What an amazing experience. The communication throughout was great. The sense of urgency and timeliness of the process was beyond what I expected!”
    — Eric E. 

     

  • “How can I better the best.”
    — Jorge T.

     

     

  • “An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!”
    — Terry D.