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Personal Article Insurance

Additional coverage for your most precious belongings

Special items sometimes require additional insurance. Personal Articles Insurance is the most customizable insurance options we offer. This type of policy is most often associated with engagement and wedding rings, but also applies to fine art, sports equipment, coin collections or anything else of increased monetary value.

Talk to experts at Guaranteed Rate Insurance about your items and policy options. Our specialists will help you establish the terms of your coverage and find the best rates with top insurers. Have questions or need to make changes to your policy? Your agent is always available to help.

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Bundle to save!

Save up to 20% by bundling your insurance.

Ask your agent!

Tailor Your Coverage

  • Choose the right limits for your items

    No one knows your stuff like you. We help you decide coverage you need.

  • Your policy travels

    Golf clubs stolen in Scotland? Camera lens takes a tumble in Thailand? Your items are covered when you travel.

  • More protection

    All-risk policies protect from perils like floods or earthquakes that standard home or car insurance might not cover.

  • Pair or set coverage

    Sometimes the value of an item, like an earring, is in the matching set. Ask your agent about coverage for the entire set if one of the items gets damaged.

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

What our customers are saying...

  • In two words: Great service.

    Soad K.
  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.
  • The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

    Henry P.
  • Everyone I dealt with knew my name, knew my coverage, and answered my questions in terms I could grasp. No one tried to “sell” me. I will continue to do business with these people, now and in the future.

    Christopher J.
  • A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

    Geraldine P.
  • For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

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  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

    James M.
  • Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.
    — Cassie S.

  • I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.
    — Krishan A.