Motorcycle Insurance

Like a helmet and leather jacket for your bike

We know how much you love your bike, so we’re excited to find you a motorcycle policy you’ll love, too. Standard plans include collision coverage for your vehicle, comprehensive coverage for the unexpected and liability coverage for other drivers, their passengers and property.

Guaranteed Rate Insurance experts will compare options from trusted carriers to find the right policy for you. If you need to file a claim, or when you purchase a home or another vehicle, your agent is ready to help.

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Critical Coverage

  • Collision Coverage

    Regardless of fault, collision coverage protects you from damage incurred from striking vehicles or objects or being struck by other vehicles.

  • Comprehensive Coverage

    Comprehensive coverage protects your motorcycle from events that are outside your control. Coverage includes vandalism, fire, accidents with animals, falling trees and natural disasters.

  • Liability

    If you are determined to be at-fault in an accident, liability covers property damage to vehicles and other property, as well as medical expenses for other riders, drivers, passengers or pedestrians. Talk to your agent about an Umbrella Policy to protect yourself against costs that exceed your policy limits.

  • Uninsured or Underinsured Motorist Coverage

    With 1 in 8 drivers uninsured, it’s important to protect yourself from additional risk. With the right coverage, you won’t be left on the hook for unpaid bills.

Additional Coverage Options

  • Motorcycle Medical Payments Coverage

    Following an accident, medical payments coverage can reimburse your medical costs.

  • Total Loss Insurance

    If your vehicle is financed, a total loss policy can cover the difference between your vehicle’s appraised value and your outstanding balance.

  • Road-side Assistance

    Get help 24/7 with a flat tire, dead battery or more. Policies vary by carrier, but your agent will be able to tell you more about how you’re covered.

  • Lay-Up Periods

    Last ride of the season? Ask your agent if you’re able to save money during the winter while keeping your bike protected.

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

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