Earthquake Insurance

Unshakeable coverage for seismic activity

Earthquake and volcanic eruption damage is not covered by your homeowners policy. However, earthquake insurance may be recommended or even required by law, based on where you live.

Ask an expert at Guaranteed Rate Insurance which policy is right for you. Your agent will find a policy with a trusted carrier at a competitive rate. If you ever need to file a claim, or if your insurance needs change, help is always a call away.

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Understand Your Coverage

  • Dwelling

    After an earthquake or volcano, your policy will pay to repair or rebuild your home.

  • Other Structures

    In addition to your home, protection is provided for your garage, fence and other structures that live on your property.

  • Personal Property

    Belongings, like furniture or clothes, can be replaced if destroyed during a seismic event.

  • Displacement

    The temporary living costs, like food and hotels, are covered while your home is being rebuilt.

Optional Coverages

  • Breakables

    Breakables policy can provide you additional coverage for glassware, china and pottery.

  • Exterior Masonry Veneer

    Coverage for decorative elements on exterior walls is also available.

  • Building Code Upgrades

    Older homes may need to be rebuilt to code. The additional cost of these upgrades may be covered.

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

What our customers are saying...

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