Auto Insurance

Auto Insurance

Get the coverage you need with the savings you want. Bundling auto with your existing policies is one the best ways to save on insurance. Typical policies include collision coverage for your vehicle, comprehensive coverage for the unexpected and liability coverage for other drivers, their passengers and property.

Guaranteed Rate Insurance experts will compare options from trusted carriers to find the right policy for you. If you need to file a claim, or when you purchase a home or another vehicle, your agent is ready to help.

Get a free auto insurance quote

  • Savings up to 20% by bundling your auto and home insurance
  • Quotes from among 20+ top-rated carriers (including custom quotes from our Expert Agents)
  • 98% customer satisfaction rating

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Understand Your Coverage

  • Collision coverage

    Regardless of fault, collision coverage applies to damage incurred from striking vehicles or objects being struck by other vehicles. In the event of a total loss, the replacement costs are based on the actual cash value or, with New Car Protection, the purchase price of your car.

  • Comprehensive coverage

    Comprehensive coverage protects your car from uncontrollable events. Coverage includes windshield damage, vandalism, fire, accidents with animals, falling trees and natural disasters.

  • Liability

    Coverage for damage to other vehicles, property and medical expenses for other drivers, passengers or pedestrians when you are at fault. Talk to your agent about an Umbrella Policy to protect yourself against costs that exceed your policy limits.

  • Uninsured or Underinsured Motorist Coverage

    With 1 in 8 drivers uninsured, it’s important to protect yourself from additional risk. The right coverage won’t leave you with unpaid bills, even if the driver at-fault is uninsured, or if their coverage limit is reached.

Additional Coverage Options

  • Rental Reimbursement

    Make sure you can still go about your day, even if your car is in the shop.

  • GAP Insurance

    If your vehicle is financed, GAP Insurance covers the difference between your vehicle’s cash value and your outstanding balance.

  • Road-side Assistance

    Get help 24/7 with a flat tire, dead battery or more. Policies vary by carrier, but your agent will be able to tell you more about how you’re covered.

  • Auto Glass

    Windshield or full glass protection is an affordable option to repair or replace windows from rock, branch or hail damage.

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

What our customers are saying...

  • In two words: Great service.

    Soad K.
  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.
  • The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

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  • A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

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  • For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

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  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

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  • Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.
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  • I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.
    — Krishan A. 

  • We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.
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  • What an amazing experience. The communication throughout was great. The sense of urgency and timeliness of the process was beyond what I expected!
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  • How can I better the best.
    — Jorge T.



  • An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!
    — Terry D.


* Savings, if any, vary based on consumer’s profile and other factors. Contact your insurance agent for more information.
** 98% Customer Satisfaction: Data Source: Guaranteed Rate’s Client Satisfaction Surveys (Averaged 20-21)