Auto Insurance

Auto Insurance

Get the coverage you need with the savings you want. Bundling auto with your existing policies is one the best ways to save on insurance. Typical policies include collision coverage for your vehicle, comprehensive coverage for the unexpected and liability coverage for other drivers, their passengers and property.

Guaranteed Rate Insurance experts will compare options from trusted carriers to find the right policy for you. If you need to file a claim, or when you purchase a home or another vehicle, your agent is ready to help.

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Bundle to save!

Save up to 20% by bundling your insurance.

Ask your agent!

Understand Your Coverage

  • Collision coverage

    Regardless of fault, collision coverage applies to damage incurred from striking vehicles or objects being struck by other vehicles. In the event of a total loss, the replacement costs are based on the actual cash value or, with New Car Protection, the purchase price of your car.

  • Comprehensive coverage

    Comprehensive coverage protects your car from uncontrollable events. Coverage includes windshield damage, vandalism, fire, accidents with animals, falling trees and natural disasters.

  • Liability

    Coverage for damage to other vehicles, property and medical expenses for other drivers, passengers or pedestrians when you are at fault. Talk to your agent about an Umbrella Policy to protect yourself against costs that exceed your policy limits.

  • Uninsured or Underinsured Motorist Coverage

    With 1 in 8 drivers uninsured, it’s important to protect yourself from additional risk. The right coverage won’t leave you with unpaid bills, even if the driver at-fault is uninsured, or if their coverage limit is reached.

Additional Coverage Options

  • Rental Reimbursement

    Make sure you can still go about your day, even if your car is in the shop.

  • GAP Insurance

    If your vehicle is financed, GAP Insurance covers the difference between your vehicle’s cash value and your outstanding balance.

  • Road-side Assistance

    Get help 24/7 with a flat tire, dead battery or more. Policies vary by carrier, but your agent will be able to tell you more about how you’re covered.

  • Auto Glass

    Windshield or full glass protection is an affordable option to repair or replace windows from rock, branch or hail damage.

Save By Bundling

Save even more with a multi-policy discount when combining auto, home, renters and condo insurance.

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