With so many variables in play, it makes sense that people wonder how much homeowners insurance should cost. There are ways to make it more affordable—such as bundling your policies or increasing your deductible—but before you change carriers to get a lower rate, make sure that you are making an apples-to-apples comparison.
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Costs are increasing for everyone, and that includes home insurance carriers. The reasons behind rising premiums and nonrenewal notices are complex, but they relate to broad changes in underlying risk—and how those rising risks affect the financial health of insurance companies.
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If you’re a renter, your landlord may have some insurance covering the physical building where you live. However, their policy won’t cover your own possessions in the event of a natural disaster, break-in, or other problem. If you’re looking to protect your personal property, renters insurance is a great choice.
Insurance could mean protection against unexpected events and/or disasters. In the current economic climate, it pays to be financially aware. Knowing how much homeowners insurance costs can help you be prepared in more ways than one.
Are homeowners insurance premium payments tax deductible? Join us as we review situations where your insurance can get you a tax break.
Unforeseen events happen — it’s part of life, and it’s why we have insurance coverage. However, if a routine accident becomes an even larger than expected event, umbrella coverage is there to protect what you’ve built. Learn about umbrella insurance coverage, costs, and benefits and if it might be right for you.
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As anyone who has opened up an insurance policy packet knows, you can quickly get lost in an ocean of insurance terms you might not have come across before.
Here’s a glossary of some essential insurance terms and phrases you might see when you are reviewing your existing policies or if you’re doing research to find new insurance coverage.
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Many people dream of owning a vacation home: a getaway where they can escape and relax whenever the mood strikes. Vacation properties can also be great investments, depending on where they are located. If you’re in the market for a vacation home, it’s important to do the research and learn how to insure your vacation home property. Here’s everything you need to know about vacation home insurance.
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No matter which region of the country you live in, there is a potential for natural disasters. Hurricanes, wildfires, and flooding can cause damage over widespread areas and affect millions of people every year. Having an emergency plan in place will help you to remain calm during a very stressful and chaotic time. e time to prepare for natural disasters is time well spent. Read this article for tips on preparing for natural disasters.
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