Workers Compensation Insurance

Workers Compensation Insurance

Guaranteed Rate Insurance understands that you care about your employees and want to see them thrive. Workers Comp is designed to provide coverage to protect both you and your employees after a work-related injury or illness.

Our team is eager to provide you and your employees peace of mind, knowing they will get the help they need to recover and return to work. With access to industry-leading workers compensation insurance carriers, we are able to deliver a great product at a fair price for your business.

Workers Compensation protects your employees by giving them back a portion of their lost wages if they are hurt on the job, as well as paying for related medical expenses.

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Who is covered?

  • Medical Coverage

    Includes doctor visits, hospital care, prescription medications, physical therapy, and any other medical treatments.

  • Disability

    Provides partial replacement of income lost when workers are unable to work due to an onsite injury. Either partial or total disabilities, can extend temporarily or extend permanently.

  • Vocational Rehabilitation

    Enables workers who cannot return to their previous occupation to learn a new skill based on their current capabilities.

  • Death Benefits

    These benefits are afforded to the spouse and minor children of a worker killed on the job.

What our customers are saying...

  • In two words: Great service.

    Soad K.
  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.
  • The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

    Henry P.
  • Everyone I dealt with knew my name, knew my coverage, and answered my questions in terms I could grasp. No one tried to “sell” me. I will continue to do business with these people, now and in the future.

    Christopher J.
  • A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

    Geraldine P.
  • For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

    Ryan K.
  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

    James M.
  • Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.
    — Cassie S.

  • I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.
    — Krishan A. 

  • We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.
    — Erik D. 

  • What an amazing experience. The communication throughout was great. The sense of urgency and timeliness of the process was beyond what I expected!
    — Eric E. 


  • How can I better the best.
    — Jorge T.



  • An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!
    — Terry D.