Workers Compensation Insurance
Guaranteed Rate Insurance understands that you care about your employees and want to see them thrive. Workers Comp is designed to provide coverage to protect both you and your employees after a work-related injury or illness.
Our team is eager to provide you and your employees peace of mind, knowing they will get the help they need to recover and return to work. With access to industry-leading workers compensation insurance carriers, we are able to deliver a great product at a fair price for your business.
Workers Compensation protects your employees by giving them back a portion of their lost wages if they are hurt on the job, as well as paying for related medical expenses.
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Who is covered?
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Medical Coverage
Includes doctor visits, hospital care, prescription medications, physical therapy, and other medical treatments.
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Disability
Provides a partial replacement of income lost when workers are unable to work due to an on-the-job injury. Disabilities may be partial or total, and may extend temporarily or permanently.
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Vocational Rehabilitation
Enables workers who cannot return to their prior occupation to learn a new skill based on their current capabilities.
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Death Benefits
These benefits are afforded to the spouse and minor children of a worker killed on the job.
