Professional Liability Insurance
Professional liability insurance, commonly known as Errors & Omissions (E&O) insurance, protects businesses against civil lawsuits and negligence claims. This coverage is particularly important if there is an aspect of your business that is advisory or consultative in nature.
Ask our commercial insurance experts about the limits of your general liability insurance, which will work alongside your professional liability coverage to protect your business from physical damage. We will help you determine the right kinds of coverage at a competitive rate by shopping the top carriers in the industry.
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Negligence
This option protects against lawsuits filed over alleged or actual negligence related to your services that result in financial damages for your client.
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Attorney Fees
Providing advice for clients can create complications situations when everything hinges on your word. When something goes wrong and a claim is filed against you, this policy can ensure that you have the resources for a legal defense.
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Copyright Infringement
Despite best efforts to ensure that copyright laws and regulations are respected, there is still the risk of a mistake, misunderstanding or oversight leading to the infringement of another entity’s copyright.
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Personal Injury
A personal injury lawsuit typically comes in the form of a libel or slander accusation. Different from bodily injury, this type of suit seeks compensation for financial losses resulting from your actions, i.e. saying or writing something negative or false about another company or person.
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Temporary or Independent Contractors
When you hire temporary or independent contractors for larger projects, they represent your company for their entire tenure. If they are sued for an alleged error or omission, the same professional liability protections will typically be extended to temporary workers.
