General Liability Insurance

General Liability Insurance

We work hand-in-hand with small business owners every day, so we know how vital it is to protect your company from lawsuits. General liability should be the foundation of your business’s coverage. It can protect you from a variety of claims that can arise from your business operations.

Our insurance experts will help you determine what kinds of coverage are right for your company. We work with dozens of top insurers and can find the most competitive rates for the coverage you need.

For protection from negligence and other liabilities related to professional services and advice, ask about Professional Liability policies.

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What Does General Liability Insurance Cover?

  • Third-party bodily injury

    Someone files a lawsuit because they were injured at your business. For example, your customer trips on a misplaced shelving unit in your store and breaks their arm.

  • Third-party property damage

    Your employees damage someone else’s property. For instance, if your landscaping business is cutting down trees in a customer’s yard and one of them falls on the neighbor’s fence.

  • Advertising injury or copyright infringement

    If you use someone else’s work in your advertisement without permission, you can get sued. You can also get sued if your business ads defame someone else or another business.

  • Reputational harm

    If a competitor claims that something you said in an advertisement or interview negatively impacted their business, you may be protected from any resultant lawsuits.

What our customers are saying...

  • In two words: Great service.

    Soad K.
  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

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  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

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  • I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.
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  • We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.
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  • An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!
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