General Liability Insurance
We work hand-in-hand with small business owners every day, so we know how vital it is to protect your company from lawsuits. General liability should be the foundation of your business’s coverage. It can protect you from a variety of claims that can arise from your business operations.
Our insurance experts will help you determine what kinds of coverage are right for your company. We work with dozens of top insurers and can find the most competitive rates for the coverage you need.
For protection from negligence and other liabilities related to professional services and advice, ask about Professional Liability policies.
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What Does General Liability Insurance Cover?
Third-party bodily injury
Someone files a lawsuit because they were injured at your business. For example, your customer trips on a misplaced shelving unit in your store and breaks their arm.
Third-party property damage
Your employees damage someone else’s property. For instance, if your landscaping business is cutting down trees in a customer’s yard and one of them falls on the neighbor’s fence.
Advertising injury or copyright infringement
If you use someone else’s work in your advertisement without permission, you can get sued. You can also get sued if your business ads defame someone else or another business.
If a competitor claims that something you said in an advertisement or interview negatively impacted their business, you may be protected from any resultant lawsuits.