Directors & Officers Insurance

Directors & Officers Liability Insurance

Guaranteed Rate Insurance works with a variety of top insurance companies that provide Directors and Officer coverage (D&O). Whether or not to carry this kind of coverage can be a complicated question. D&O coverage is designed to protect the board’s individuals and their spouses from claims made against them while serving on a board of directors or as an officer.

Directors and Officers policies have become increasingly more common to attract and retain qualified executives and board members. Our commercial insurance experts can help you decide if a D&O policy should be part of your comprehensive insurance program.

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Protects board members from common lawsuits

  • Employee grievances

  • Mismanaged funds

  • Slander, libel & copyright infringement claims

  • Failure to follow organizational bylaws

  • Failure to comply with regulations

Structure Agreements

  • Side A (Individual Officer)

    Covers assets of individual directors and officers for any claims where the company may not be legally or financially able to fund indemnification.

  • Side B (Company)

    Reimburses private or public company to the extent that it grants indemnification and advances any legal fees on behalf of the company’s directors and officers.

  • Side C (Company)

    Extends coverage for public companies for securities claims only.

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