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Commercial Auto Insurance

Commercial Auto

Managing a profitable business is no easy task. There are always unexpected costs and setbacks. Fortunately, Guaranteed Rate Insurance is here to help you minimize the financial impact of common exposures like auto liability.

Small businesses are required to purchase commercial auto insurance for business-owned vehicles in almost every state. Any vehicle on the road must be insured, and any incidents that occur while a vehicle is being used for business purposes may not be covered by a personal auto policy. There are certain coverage symbols and extensions that could play a large role in making sure a claim is covered. You can trust that our experts will take the time to review your commercial auto exposures and coverage recommendations.

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Coverage

  • Auto Liability

    Protects you and your company by paying for any possible bodily injury or property damages

  • Medical Payments

    Pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault

  • Comprehensive Coverage

    Help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals

  • Collision Coverage

    Pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, or another vehicle hits you

  • Uninsured and Underinsured Motorist Coverage

    Supplements damages after liability limits have been reached, including medical expenses, loss of income and other damages owed to you, your employees or passengers.

What our customers are saying...

  • In two words: Great service.

    Soad K.
  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.
  • The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

    Henry P.
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  • A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

    Geraldine P.
  • For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

    Ryan K.
  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

    James M.
  • Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.
    — Cassie S.

  • I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.
    — Krishan A. 

  • We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.
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  • What an amazing experience. The communication throughout was great. The sense of urgency and timeliness of the process was beyond what I expected!
    — Eric E. 

     

  • How can I better the best.
    — Jorge T.

     

     

  • An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!
    — Terry D.