Commercial Auto Insurance

Commercial Auto

Managing a profitable business is no easy task. There are always unexpected costs and setbacks. Fortunately, Guaranteed Rate Insurance is here to help you minimize the financial impact of common exposures like auto liability.

Small businesses are required to purchase commercial auto insurance for business-owned vehicles in almost every state. Any vehicle on the road must be insured, and any incidents that occur while a vehicle is being used for business purposes may not be covered by a personal auto policy. There are certain coverage symbols and extensions that could play a large role in making sure a claim is covered. You can trust that our experts will take the time to review your commercial auto exposures and coverage recommendations.

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  • Auto Liability

    Protects you and your company by paying for any possible bodily injury or property damages

  • Medical Payments

    Pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault

  • Comprehensive Coverage

    Help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals

  • Collision Coverage

    Pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, or another vehicle hits you

  • Uninsured and Underinsured Motorist Coverage

    Supplements damages after liability limits have been reached, including medical expenses, loss of income and other damages owed to you, your employees or passengers.

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