Business Owners Insurance

Business Owners Policy

Guaranteed Rate Insurance has a unique understanding of the needs and questions you may have when selecting an insurance plan. A Business Owners Policy (BOP) is an enhanced insurance policy that combines general liability insurance and property insurance.

General liability insurance protects your business from another person or business’ claims of bodily injury, associated medical costs and damage to their property. Property liability insurance covers your business furniture and equipment, which includes accidental damage. Ask your insurance expert about additional features of coverage.

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Reasons to consider a Business Owners Policy

  • Protect your tech

    Do you have business equipment such as computers, printers and furniture? Rest assured that the technology you rely on is protected.

  • General Liability

    If you, your employees, customers or property may be physically hurt on your premises or in the course of business, general liability coverage will help your business recover from any lawsuits.

  • Property Ownership

    If you own the building at which you work, your insurance coverage needs to reflect that.

  • Employee dishonesty

    If you have employees with access to clients’ property, the right plan could protect your business from theft.

  • Big Data

    If you own and work with large amounts of data on a regular basis, you have exposure that other business policies might miss. Additionally, consider a Cyber Insurance policy,

What our customers are saying...

  • In two words: Great service.

    Soad K.
  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.
  • The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.

    Henry P.
  • Everyone I dealt with knew my name, knew my coverage, and answered my questions in terms I could grasp. No one tried to “sell” me. I will continue to do business with these people, now and in the future.

    Christopher J.
  • A one-stop shop! Amazing customer service! Straight shooters — like dealing with a great family member. Would highly recommend!!!

    Geraldine P.
  • For my first time buying a home, I never once felt like I was out of the loop. Everyone clearly communicated with me every step of the way. Guaranteed Rate Insurance found me insurance and beat my current company by a lot!

    Ryan K.
  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

    James M.
  • Who I worked with was so kind and friendly. She made sure I knew what was going on. She got our insurance quick.
    — Cassie S.

  • I appreciated you all being patient with me and my father. It was my first time and I had a lot of questions and made mistakes. And, considering how unprecedentedly busy you all are this time of year, the responses were prompt enough. I appreciated the help very much.
    — Krishan A. 

  • We had many questions through the process and she was very thorough and prompt with her replies. She got us the coverage we needed at an incredible value – cutting my car insurance in half and finding us a home insurance plan that was incredibly affordable. We are thankful to her and Guaranteed Rate Insurance for getting us the coverage we needed with little to no effort from us.
    — Erik D. 

  • What an amazing experience. The communication throughout was great. The sense of urgency and timeliness of the process was beyond what I expected!
    — Eric E. 


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  • An easy experience it has been getting our mortgage and homeowners through Guaranteed Rate. They have made a harrowing experience so very easy; they streamline any process that needs to be completed and answer all questions with patience and clarity! I would highly recommend them to any family members and friends looking to purchase a home. Thanks Guaranteed Rate staff…you’re the best!
    — Terry D.