Business Owners Insurance

Business Owners Policy

Guaranteed Rate Insurance has a unique understanding of the needs and questions you may have when selecting an insurance plan. A Business Owners Policy (BOP) is an enhanced insurance policy that combines general liability insurance and property insurance.

General liability insurance protects your business from another person or business’ claims of bodily injury, associated medical costs and damage to their property. Property liability insurance covers your business furniture and equipment, which includes accidental damage. Ask your insurance expert about additional features of coverage.

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Reasons to consider a Business Owners Policy

  • Protect your tech

    Have business equipment such as computers, printers and furniture? Rest assured that the technology you rely is protected.

  • General Liability

    If you, your employees, customers or property may be physically hurt on your premises or in the course of business, general liability coverage will help your business recover from lawsuits.

  • Property Ownership

    If you own the building at which you work, your insurance coverage needs to reflect that.

  • Employee dishonesty

    If you have employees with access to clients’ property, the right plan could protect your business from theft.

  • Big Data

    If you own and work with large amounts of data on a regular basis, you have exposure that other business policies might miss. Additionally, consider a Cyber Insurance policy,

What our customers are saying...

  • In two words: Great service.

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  • My representative responded in a timely manner. She searched for the best coverage and price for our new town home. Meghan gave us excellent professional service!

    Barbara L.
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  • Our agent is super quick to respond to questions, provides information about anything I’m curious about, and works hard to keep our premiums low. We’re super happy that she works so hard for us!

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