Business Owners Policy
Guaranteed Rate Insurance has a unique understanding of the needs and questions you may have when selecting an insurance plan. A Business Owners Policy (BOP) is an enhanced insurance policy that combines general liability insurance and property insurance.
General liability insurance protects your business from another person or business’ claims of bodily injury, associated medical costs and damage to their property. Property liability insurance covers your business furniture and equipment, which includes accidental damage. Ask your insurance expert about additional features of coverage.
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Reasons to consider a Business Owners Policy
Protect your tech
Do you have business equipment such as computers, printers and furniture? Rest assured that the technology you rely on is protected.
If you, your employees, customers or property may be physically hurt on your premises or in the course of business, general liability coverage will help your business recover from any lawsuits.
If you own the building at which you work, your insurance coverage needs to reflect that.
If you have employees with access to clients’ property, the right plan could protect your business from theft.
If you own and work with large amounts of data on a regular basis, you have exposure that other business policies might miss. Additionally, consider a Cyber Insurance policy,